No-Cost Refinances. Too Good to Be True?

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How much does it cost to refinance? | Mortgage Mondays #66 My lender offered a zero cost refinance. Is that too good to be true? What should you look out for! SUBSCRIBE to Suze Orman’s YouTube Channel: https://www..

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Take, for example, a no-closing-cost refinance. While it may sound too good to be true, there are times when it may be worth considering. Here’s a guide to help you understand: What is a no-cost refinance? In short, it’s a mortgage loan that offers homeowners the option to refinance their mortgage without having to pay initial fees to lenders.

Too good to be true? No cost refinancing refers to a loan program in which a homeowner refinances the remainder of their mortgage balance without having to pay any fees or closing costs upfront (at closing). Upfront, is the key word.

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No it’s not too good to be true. Chase came to me and lowered my interest rate from 5.40 to 4.12 with zero points or closing costs passed on to me. Chase worked the whole refi out in basically 2 weeks time.

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